Our primary focus

Business capital with a clear review process

Request up to $200,000, with a target processing window of 5–10 working days after all required information and documents are received. Every request remains subject to review.

Encrypted end to end

Your details and documents are encrypted in transit and at rest.

No advance fees

We never ask for a payment to review, process, or release funding.

A dedicated loan manager

One named person handles your file from application to decision.

Checking costs nothing

An eligibility check is free, takes minutes, and commits you to nothing.

What to expect

Funding requests for real operating needs

Business financing supports inventory, equipment, expansion, working capital, seasonal gaps, and other business purposes you describe in your application.

You begin with a short eligibility check covering your business, the amount you would like to request, and how the funds would be used. If it makes sense to continue, you create a secure account and complete the full application at your own pace — your progress is saved.

From there, a dedicated loan manager reviews your file, requests anything missing, and keeps your application status current so you always know where things stand.

Processing time is measured after all required information and documents are received, and remains subject to review.

Eligibility is an initial result

An eligibility result is not a final approval. Final financing terms and funding remain subject to completion and review of your application and required documentation.

Who we help

Businesses we regularly work with

If your business is established and can document its activity, it is worth starting an eligibility check.

Retail and e-commerce

Inventory ahead of a busy season, new product lines, or fulfilment costs.

Trades and contractors

Equipment, vehicles, materials, and payroll between project payments.

Restaurants and hospitality

Refits, kitchen equipment, and working capital through slower months.

Professional services

Hiring, software, office space, and the gap between invoicing and payment.

Transport and logistics

Vehicle purchase or repair, fuel costs, and fleet maintenance.

Health and wellness practices

Equipment, expansion into a second location, and fit-out costs.

Payment estimate

See what a business request could cost

An illustration based on a representative APR range — your own terms are confirmed in writing after review.

Estimate your payment

Move the slider to see what a request could look like each month. Estimates only — your final terms are confirmed in writing.

$50,000
$5,000$200,000

Repayment period

Estimated monthly payment

$2,238 – $2,472

over 24 months at 6.99%–16.99% APR (representative)

Estimated total interest
$3,722 – $9,325
Estimated total repaid
$53,722 – $59,325

This calculator is for illustration only. Estimated payments use a representative APR range and assume equal monthly payments with no fees. Your actual amount, rate, and term are confirmed in writing after review of your completed application and documents.

Documentation

What your business application will need

Having these ready shortens your review. Your loan manager confirms the exact list for your file.

  • 1Government-issued photo ID — front and back for a driver's license or state ID, photo page only for a passport
  • 2EIN letter, if available
  • 3Business formation or registration documents
  • 4Recent business bank statement
  • 5Liveness check for the owner

Documents are uploaded through your secure account. We never ask you to send sensitive documents through unprotected email or messaging.

Business FAQ

Business financing questions

Ready to request business financing?

Start with the eligibility check. It does not commit you to anything and it is not a final approval.